HUD Secretary, Dr. Ben Carson -left, photo credit, Wikipedia. Photo right, Tamas Kovach motioning to check the home out which he is about to enter at Star Home's model home village in Cullman, Alabama. Photo credit, still from Inside MH Road Show video.

American Dreamers and HUD Secretary Dr. Ben Carson; How Millions Could Win by Enforcing the Law

The American Dream has long been defined as including home ownership.  While there are several positive economic signals in the early weeks of President Donald Trump’s Administration, it will take some time for millions to see their incomes go up enough to allow them to do what most of their parents or grandparents achieved – a home they could call their own.

Or is there a faster, better way – one that doesn’t require years of waiting?

Are there solutions for those who are tired of burning cash in rental housing?  Or a smarter option for those who already own a home, but who want to upsize or downsize their housing?  How about those like frugal millionaires MHLivingNews has featured previously – savvy souls who want to save – but who don’t want to sacrifice on quality?

Stan Dye believes there’s a free market solution to these and similar challenges.  He and his team are teaching that solution, one-at-a-time to shoppers who visit his appealing model home village location.

Perceptions, and First Impressions…

Ten-year-young Tamas Kovach (pronounced like ‘tah mash’ ‘co-vatch’ like-a-watch) had fun checking out several models among the dozens on display at award-winning Star Homes in Cullman, AL. Tamas is about to enter one of the appealing Energy-Star ™ rated Sunshine Homes models shown in the video posted on this page. Sunshine Homes is based in Red Bay, AL – and the manufactured and modular home builder serves almost half of the United States. To see more models, 3D tours and videos, click the photo above.

Dye believes that one of the challenges facing manufactured homes is that shoppers may see an entry-level manufactured home before they StanDyeStarHomesCullmanALpostedMHLivingNewssee the contemporary residential-style models (see video).  It’s those residential-style homes that routinely attract customers who may have sold a conventional house and can pay cash, or who may already have years of building up a great credit history that makes becoming a homeowner pretty easy.

Dye told MHLivingNews that some 70% of his buyers have previously owned a conventional house. If those shoppers see an entry-level manufactured home before they see the upscale residential-style models, then they may get the wrong impression and become “turned off.”

Jerry is an engineer and he and his wife Karen McKibben explain in a video interview how they saved $100,000 on a new home, by purchasing a residential style manufactured home. McKibben says those who don’t realize the quality of manufactured homes today would be surprised and need to take a good close look.

Dye emphasized that those entry-level homes are a good thing and necessary for millions.  But millions of others can afford to pay extra, get the upscale features found in a modern residential-style manufactured home, and still save about half the cost of conventional construction, per U.S. Census Bureau statistics.

Dye is the principal at award-winning Star Homes in Cullman, Alabama. All told, he’s been in manufactured housing for about three decades.

The average age of our shoppers is around 50,” says Dye. While they have a number of first-time home shoppers weekly too, most have already owned a ‘site-built’ house. They know what they’re looking for in terms of quality, durability and eye appeal, Dye explained.

Zoning and Manufactured Housing – The Carson Connection?

So with the affordable housing crisis spreading, Dye is among thousands of professionals who believe that the federal government already has a free market solution to the challenges.

Dye believes that HUD Secretary, Dr. Ben Carson “absolutely” should be enforcing the enhanced preemption required by the Manufactured Housing Improvement Act of 2000.

Dr. Carson – like his predecessor, Julian Castro – has indicated he sees value to manufactured homes as an important part of the affordable housing mix of America.  So there are several reasons to be hopeful, as the video notes.

Many home buyers, non-profits, third party experts and of course manufactured housing industry professionals want to see the role of manufactured homes expanded by enforcing the enhanced preemption required by Congress under the Manufactured Housing Improvement Act of 2000.  See video. Collage and text graphic, credit MHLivingNews. Photo credit, Wikipedia.

While acknowledging his view that private subdivisions have the right to establish covenants to restrict housing in their development to meet various size or other standards, Dye explains it’s an entirely different matter when a municipality simply ‘zone out’ all manufactured homes. Under existing federal law, that should be illegal.

NLIHC, CFED, ROC USA and several other non-profit groups who have carefully studied manufactured homes promote their value, as have university, insurance and other 3rd party resesearchers. Recent Federal data also points to the higher quality of the homes. There have been no ‘mobile homes’ built in the U.S. for over 40 years, to learn about the evolution from trailer houses to mobile homes to modern manufactured homes, click to see another video here. To download the Manufactured Housing Improvement Act of 2000, click here.

This is where he and others believe the federal government ought to step in and enforce the law. The Manufactured Housing Association for Regulatory Reform (MHARR) restated their long-held and similar view recently.

Several mainstream media highlighted the overlooked affordable housing option of manufactured homes in 2016. Among them was, HousingWire and Fox News. The message seems to be gaining traction, and homeowners like those that Dye’s company serves are among the reasons why older stereotypes may finally be giving way to the new manufactured home reality. ##

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-By Soheyla Kovach for

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