Samuel “Sam” Strommen from Knudson Law forged an evidence-based and systematic case that points the finger of monopolization at Clayton Homes, 21st Mortgage Corporation, Warren Buffett’s Berkshire Hathaway, and several specific members of the Manufactured Housing Institute (MHI). Minneapolis Federal Reserve professional researchers James A. Schmitz Jr and David Fettig have made their own evidence-based argument that “Monopolies Inflict Great Harm on Low- and …

Fake news is a real issue. Who says? Ironically, it is often professionals in the news media business. A close look at the words “fake news” in the top left graphic reveals it is made up of various sizes of the word “propaganda.” Spotting propaganda and the problems associated with fake news will be examined in this factual and evidence-based …

While much, but not all, of the mainstream media is busy telling one side of the story on COVID19 and the effectiveness or risks with vaccinations, there is an entirely different set of facts and scientific evidence to consider. There are not quacks with tin hats. These are often frontline doctors, health care professionals, and scientists from nations around the …

“The art of [good] economics consists in looking not merely at the immediate but at the longer effects of any act or policy; it consists in tracing the consequences of that policy not merely for one group but for all groups.” – Henry Hazlitt, Economics in One Lesson. What is true for honest individuals should also be true for a …

Manufactured homes are the most proven form of affordable housing in America today, period. Nothing else comes close. That is not an empty or boastful claim. Rather, that statement is based on decades of well-documented facts and evidence. There are numerous research studies, mostly from third parties to manufactured home interests, that document that some 22 million Americans live in …

When someone wants to understand the lack of affordable housing in the U.S., by reading published studies from a range of sources, a few common facts emerge. The underlying causes of the affordable housing crisis observed by experts and partisans are often similar regardless of which of the two major political parties they may favor. For example, Zoning is a …

Ben and his family have lived in manufactured housing for some years. He recently bought a new manufactured home.  In his view, he has been lied to repeatedly by the sales person as far as delivery dates and other issues were involved. That said, Womack said he and his wife love the floorplan and home that they bought, if it …

Why is there so little competition in the manufactured home lending market? While there are several interlocking factors, one of the simplest points to make is that the mortgage giants Fannie Mae and Freddie Mac are not doing the robust lending in the manufactured home market as they are doing for conventional housing. What follows is a step-by-step explanation based …

Anything that has happened before can happen again. So said historian turned politician, Democratic House Majority Whip James Clyburn. Whatever someone’s political beliefs, or lack of them, may be – Clyburn is demonstrably correct on that point. History does not precisely repeat. But once something has occurred in human history, something similar is obviously capable of re-occurring.  Biblically, history was …

Some 245 years ago, American independence from England was formally declared. That makes this July 4, 2021 America’s 246 birthday. With that in mind,  CrownLyric and the official Toby Keith YouTube video below was posted on July 1, 2021. They provided these lyrics to “Happy Birthday America” with an apparent subtitle, “It’s the 4th of July.” It will be followed …

The infographic below is the most comprehensive snapshot about modern manufactured homes and its evolution from trailer houses, into mobile homes, into manufactured homes found online today. The infographic image provides fact- and evidence-based snapshot with sources cited of manufactured housing on 6.23.2021. That image can be viewed in a larger size in many browsers, see the instructions below the …

By the tens of millions, public interest in unidentified flying objects (UFOs) has been steady and strong for decades. The “incident at Roswell,” NM in July 1947 marks the ‘modern’ start to the contemporary question of – ‘are we alone as sentient beings in the universe?’ Whatever someone thinks of former President Bill Clinton, he made an interesting point when …

The American Dream has to various degrees always included the ideal of home ownership. As conventional housing prices have long been out of reach for millions with more modest earnings and/or a smaller housing budget, the evolution from 1930s-1940s era trailer houses into larger mobile homes occurred during the 1950s into the early 1970s. While many of those post-trailer house …

Prejudice and ignorance are not bliss. Bias against affordable housing and/or manufactured homes are costly to most of society, save a few well-connected elites. In fairness, over a decade before the self-described “atheist” dark lord of Omaha entered the manufactured home industry, Americans were understandably complaining about a lack of affordable housing. Part of the problem was and remains NIMBY …

“The more things change the more they stay the same.” That’s the common translation of what French writer Jean-Baptiste Alphonse Karr wrote in 1849 – “plus ça change, plus c’est la même chose,” per Wikipedia and Quora. Over 66 years ago, in 1954, a well-known leader at the time named Walter Reuther made the call for building 2 million new …