Search Results for: monopolization

‘Sitting on a Time Bomb’ – Ariana Figueroa Explains Risks to Mobile Home and Manufactured Home Community Residents ‘In Red-Hot Housing Market’ – Facts and Analysis

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Prior to diving into Ariana Figuero’s insightful report on how mobile and manufactured home residents are “sitting on a time bomb,” let’s be clear. There are two facers and bad actors in pretty much any walk of life one cares to mention. So, it should be no surprise that those who communicate in a different fashion than their behavior occurs …

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DOJ-CFPB-Record Racial Discrimination-Redlining Case Settled by Warren Buffett-Led Berkshire Hathaway Owned Lender – Clayton Homes and Their Affiliated Lending Named by Seattle Times – Conventional and Manufactured Housing Claims

DOJ-CFPBracialBiasRedliningCaseSettledWarrenBuffettBerkshireHathawayOwnedLenderClaytonHomesTheirAffiliatedLendingNamedSeattleTimesConventionalManufacturedHousingClaimsMHLivingNews

Clayton Homes and their lending practices is mentioned by the Seattle Times in their Associated Press (AP) news report about another Berkshire Hathaway mortgage brand that the Department of Justice described as a ‘record settlement’ for ‘racially discriminatory’ ‘redlining’ in several states by another Berkshire Hathaway (BRK) owned HomeServices financing brand, Trident Mortgage Company. Are these similar claims in conventional …

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Unpacking Clayton Homes Linked Vanderbilt Mortgage and Finance Fraud and RICO Case US District Court Southern District of Texas Corpus Christi Division Case NO. C-09-312

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Before digging into insights from the Vanderbilt Mortgage and Finance, Inc., Plaintiff, vs. Cesar Flores, et al, Defendants Case NO. C-09-312, the following background is useful. Since shortly after publishing the Manufactured Home Living News (MHLivingNews) report on “The Case Against Clayton Homes” on 5.28.2020, that report has had hundreds of thousands of hits from readers, and has routinely been …

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‘The ‘Woke’ War on Affordable Housing’ – Manufactured Housing and Lower Income Americans ‘Hated’ by ‘Woke Elite Leaders’ – Manufactured Home Industry Issues and Perspectives

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Mark Weiss, J.D., President and Chief Executive Officer (CEO) of the Manufactured Housing Association for Regulatory Reform (MHARR), provided the following op-ed to MHLivingNews.   MHARR – ISSUES AND PERSPECTIVES  JUNE 2022 “THE ‘WOKE’ WAR ON AFFORDABLE HOUSING” The leaders of the “woke” mob – inside government and out — will never admit that they actually oppose affordable housing and …

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Exploring HousingWire Editor Sarah Wheeler, Manufactured Housing Institute CEO Lesli Gooch Op-Ed, Support MHI Claims But Affordable Housing, Manufactured Home Industry Woes Mount

ExploringHousingWireEditorSarahWheelerPicLogoManufacturedHousingInstituteCEOLesliGoochPicLogoOpEdSupportMHIClaimsButAffordableHousingManufacturedHomeIndustryWoesMountMHLivingNews

On 9.7.2021, HousingWire’s editor Sarah Wheeler authorized and published an opinion column (op-ed) by Manufactured Housing Institute (MHI) CEO Lesli Gooch at this link here. This MHLivingNews editorial viewpoint will lay out several facts that shed light on why manufactured housing is underperforming during an affordable housing crisis. We’ll begin with the point that Wheeler agreed to publish a response …

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Puzzling Facts Explored-With 14 Year Highest Production Levels, Why Relatively Few Manufactured Homes Sold? Urban Institute Manufactured Housing Redux – March 2022 Data

PuzzlingFactsWith14YearHighProductionWhyRelativelyFewManufacturedHomesSoldUrbanInstituteManufacturedHousingReduxMarch2022ProductionShipmentNationalStateRegionalDataMHLivingNews

During a well-documented affordable housing crisis, manufactured housing has finally risen beyond the 100,000 new homes produced threshold in 2021. The last time the manufactured home industry collectively produced over 100,000 homes was in 2006, when 117,373 new HUD Code manufactured homes were produced. A look at the most recent state and national level manufactured home production and shipment data …

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‘Monopolies Inflict Harm in Many Ways’ ‘Merger Guidelines are a Free Pass’ – Historic Lessons in ‘Sabotaging Monopoly’ Economics in DoJ/FTC Guidelines by Prof James A Schmitz Jr, Sr Economist

MonopoliesInflictHarmInManyWaysMergerGuidelinesAreFreePassHistoricLessonsSabotagingMonopolyEconomicsDoJ-FTCguidelinesProfJamesAJimSchmitzJrSrEconomistMHLivingNews

Professor James A. Schmitz Jr.’s formal comments letter to the Department of Justice (DoJ) include the following observations: “monopolies inflict harm in many ways. These include: A. Monopolies sabotage and destroy markets. They typically destroy substitutes for their products, often those that would be purchased by low-income households; B. Monopolies also use their weapons to manipulate and sabotage public institutions …

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‘How the Many Can Defeat Corporate Money’ What Manufactured Home Community Resident Groups Can, Should Consider Doing to Pushback Against Predatory Manufactured Home Community Operators

HowTheManyCanDefeatCorporateMoneyWhatManufacturedHomeCommunityResidentGroupsCanShouldConsiderDoingPushbackAgainstPredatoryManufacturedHomeCommunityOperatorsMHLivingNews

Preface. As a disclosure, this writer has spent about half of my adult life living in manufactured homes. From Texas to Wisconsin, Illinois to Oklahoma, I’ve owned and lived in several HUD Code manufactured homes I was happy to have my friends and colleagues come to visit. I’ve also spent numbers of nights in later model mobile homes (late 1960s …

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Cui Bono? America at War, Millions Don’t Grasp Cost, Harmful Wartime Deception, Misdirection Impacting You, Family, Friends – Castles & Moats – Quotes by Bernie, Warren, Trump, Gates, Buffett – Op-Ed

CuiBonoAmericaAtWarMillionsDontGraspCostHarmfulWartimeDeceptionMisdirectionImpactingYouFamilyFriendsCastlesMoatsQuotesByBernieElizWarrenTrumpGatesBuffettOpEdMHLivingNews

“Forget what they told you. If you want the truth, follow the money,” said author Roxanne Bland. On the one hand, the American Dream is alive, with numbers making their case in favor of that belief. On the other hand, millions believe the American Dream is under attack and that access to that idealistic dream is limited and uneven at …

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‘Exploitation Drives Up Prices’ – Politicos Joe Biden, Kim Reynolds – Mobile Home, Manufactured Home Community Residents Seek Protection v Predatory Businesses Say Pending, Existing Laws Don’t Work

ExploitationDrivesUpPricesPoliticosJoeBidenKimReynoldsMobileHomeManufacturedHomeCommunityResidentsSeekProtectionvPredatoryBusinessesSayPendingExistingLawsDontWorkMHLivingNews

While this report is state specific, the issues it describes apply in dozens of states, so it merits this national audience.  Further below this will include some relevant pull-quotes from two politicos – Democrat Joe Biden and Republican Kim Reynolds – who provided comments last night on the ‘state of the union’ that arguably apply to this vexing scenario in …

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LATimes – “It’s a Conspiracy” – Whistleblowers, Advocates Needed – Manufactured Home (MH) Community Residents, Homeowners, Ethical MH Professionals, Public Officials and Affordable Housing Legal Pros

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The Denver Post, NPR, New Yorker, Time, and years of other regional or national news media have periodically told the troubling story about affordable manufactured home community living gone awry. So, the latest report below from the Los Angeles Times (LA Times) is hardly a first, but it does add an interesting wrinkle to the tale that all affordable housing …

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Warren Buffett, Kevin Clayton “Moat”-Doug Ryan “Time to End Monopoly over Manufactured Housing”–MHI, Clayton Homes, Skyline Champion, Cavco Industries “Conspiracy to Restrain Trade”-Facts + Analysis

WarrenBuffettKevinClaytonPicClaytonHomesSkylineChampionCavcoIndustriesManHousingInstLogosMoatDougRyanTimeEndMonopolyManufacturedHousingClaytoSkyConspiracyRestrainTradeMHLivingNews

Language, markets, and more can be subject to manipulation. There are as a matter of law (federal/state) crimes known as conspiracies. A conspiracy is generally when 2 or more parties enter into an overt act to do something which the law forbids.  When a plot to break a law is actually performed, and an arrest is made, the defendants may …

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Unpacking “Manufactured Homes as an Investment” LendingTree “Mobile Home Values Are Rising Faster Than Single-Family Home Values”—When do Mobile and Manufactured Homes Appreciate or Depreciate?

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“In short, depreciation in manufactured homes are neither inevitable nor is it necessarily a tragedy if it does occur. What’s needed are the facts and a good plan. With the right information, you can make a housing decision or investment that will yield a host of potential benefits, from lifestyle advantages to financial ones, less stress and beyond.” So said …

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Maxwell Trial Judge, Jury Verdict Expose Legal Risk “Turning a Blind Eye” – Manufactured Housing Corporate, Assoc, Trade Media, Consumer Alerts – Trial “New Legal Standard for Willful Ignorance” – Facts & Analysis

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The Associated Press (AP) reported that “The British socialite Ghislaine Maxwell was convicted Wednesday of luring teenage girls to be sexually abused by the American millionaire Jeffrey Epstein. The [jury] verdict capped a monthlong trial featuring sordid accounts of the sexual exploitation of girls as young as 14, told by four women who described being abused as teens in the …

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Research-Data-Stats – Media & Investigator Resources – Mobile Homes, Manufactured Homes, Manufactured Housing Research – HUD, Univ-Studies, CFPB, Nonprofits, GAO, NFPA – Exec Summary, Definitions, Facts, Trends, More

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500-word Executive Summary. Decades of third-party research from the late 20th century and throughout the 21st century demonstrate that HUD Code manufactured homes are the most proven form of affordable housing in U.S. history. Nevertheless, concerns and confusion about manufactured homes and industry brands exists. Evidence and applied common-sense suggest that several brand-related concerns are valid. Mainstream media reports often …

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