AmericansWantCongressToCooperateSolveProblemsImproveLivesBipartisanROADtoHousingActWillImproveHousingAffordabilityBoostHousingSupplyRepEmanuelCleaverMO-D-FEA-MHLivingNews

‘Americans want Congress to Cooperate-Solve Problems-Improve Lives’ ‘Bipartisan ROAD to Housing Act Will Improve Housing Affordability-Boost Housing Supply’ Rep. Emanuel Cleaver (MO-D). FEA

Stating the obvious can bring clarity to an issue. Just because a politician, or any other person of whatever background, makes a bold statement or claim doesn’t automatically make it true. That evidence-based observation applies to members of both major parties, or to minor political party members, as well as to professionals and others of virtually any background or belief. Indeed, political surveys by the Gallup organization for years have said that trust in Congress has been near record lows for years. Against that data point, the paraphrase of headline remarks of Congressman Emanuel Cleaver, II (MO-D) are accurately provided in full context in Part I. To keep this facts-evidence-analysis (FEA) check balanced, Congressman Cleaver’s Democratic press release will be paired with a Republican press release from Senator Tim Scott (SC-R) provided in Part II. Each made statements popular with the public at large, regardless of political affiliation – namely, let’s have more affordable housing. But that is precisely the kind of remarks that are often poll-tested by politicos and used to get or keep political support, according to decades of research by personalities that include – but is not limited to – left-leaning Noam Chomsky, who said the following.

1)

“That’s the whole point of good [as in effective] propaganda. You want to create a slogan that nobody’s going to be against, and everybody’s going to be for.”

Noam Chomsky

 

2) Because of polling or other research, politicians often know what the public wants. But one should keep in mind that knowing what the public wants doesn’t mean that politicians always give the public what it wants. The first press release is dated 10.10.2025, the second is dated 12.4.2025. Both support the bipartisan Renewing Opportunity in the American Dream (ROAD) to Housing Act of 2025, According the Gallup survey linked here is the following

Congress and the Public

Table with 4 columns and 413 rows. Currently displaying rows 1 to 24.
Approve Disapprove No opinion
% % %
2025 Oct 1-16 15 79 6
2025 Sep 2-16 26 71 3
2025 Aug 1-20 24 70 6
2025 Jul 7-21 26 67 6
2025 Jun 2-19 23 71 5
2025 May 1-18 26 65 9
2025 Apr 1-14 28 67 5
2025 Mar 3-16 31 63 5
2025 Feb 3-16 29 65 6
2025 Jan 2-15 17 76 7
2024 Dec 2-18 17 77 6
2024 Nov 6-20 19 74 7
2024 Oct 1-12 16 77 7
2024 Sep 3-15 20 75 5
2024 Aug 1-20 19 76 5
2024 Jul 1-21 16 78 5
2024 Jun 3-23 16 79 5
2024 May 1-23 13 81 6
2024 Apr 1-22 16 80 5
2024 Mar 1-20 15 81 4
2024 Feb 1-20 12 83 5
2024 Jan 2-22 15 79 6
2023 Dec 1-20 15 82 3
2023 Nov 1-21 15 82 3

 

3). U.S. Congressional elections are held every two years, and U.S. Senators are up for election every six years. As elections approach, lawmakers often seek to curry favor with voters on popular or important issues like providing more affordable housing.

That said, as MHLivingNews has repeatedly informed detail-minded readers, the U.S. Department of Housing and Urban Development (HUD) own researchers have said that for over 50 years, lawmakers from both major parties have known the root causes and cures to the affordable housing crisis. Knowing what those issues are, regardless of who has been in power (meaning, a Democrat or Republican administration), it is apparently common that neither major party has addressed the root issues of the housing crisis.

 

RevisitingPamelaBlumenthalAndReginaGrayHUD_EdgeReportOpportunitiesToIncreaseHousingProductionAndPreservationPlusStarParkerHUD_SecScottTurnerWithFactsAndMHVilleAnalysisMHLivingNews
https://www.manufacturedhomelivingnews.com/revisiting-pamela-blumenthal-and-regina-gray-hud-edge-report-opportunities-to-increase-housing-production-and-preservation-plus-star-parker-hud-sec-turner-with-facts-and-mhville-analysis/

 

4) An update on the above that makes much the same point is found on MHProNews at this link below.

 

https://www.manufacturedhomepronews.com/fifty-years-of-efforts-to-reduce-regulatory-barriers-pamela-m-blumenthal-hud-office-of-policy-development-and-research-unpacking-5-decades-of-affordable-housing-miscues-incl/

 

5) The above information ought to frame the following press releases for truth-seekers. Lawmakers can’t simply be taken at their word. Thus, lawmakers ought to bring evidence supporting their claims. In the case of Senator Tim Scott (Part II), he may appear to be doing that by providing in his press release a list of organizations that publicly support the ROAD to Housing Act.

6) But those organizations cited by Senator Scott represent special interest groups. Those interest groups often like the status quo to various degrees, because a lack of affordable housing makes existing housing more in demand and thus more valuable. Even scoundrels can, from time to time, tell the truth. In providing the stunning remarks linked below by purportedly notorious Frank Rolfe, what he said about the affordable housing crisis sadly is backed by a considerable body of evidence (such as the HUD reports linked and unpacked in the articles shown above). Quoting Rolfe doesn’t imply supporting his business practices.

 

https://www.manufacturedhomepronews.com/frank-rolfe-denounces-special-interests-dont-tell-me-we-cant-solve-affordable-housing-truth-is-we-dont-want-to-solve-affordable-housing-c/

 

7) Rolfe is a member of the Manufactured Housing Institute (MHI). It is notable that Rolfe also said that he ‘blames MHI’ for the lack of affordable manufactured home production in the U.S.

 

https://www.manufacturedhomepronews.com/i-blame-mhi-sales-could-be-much-better-mhi-insider-finger-points-essential-for-hud-to-use-mhia-authority-affordable-housing-crisis-should-yield-manufactured-housing-in-reports-plus-mhmarke/ and https://www.manufacturedhomepronews.com/gross-incestuous-symbiosis-bloodbath-claims-denial-by-manufactured-housing-institute-mhi-firms-frank-rolfe-andrew-keel-passive-investing-subculture-interview-rent-control-hit-mhi/

 

8) Third-party artificial intelligence (AI) has been used and triangulated to demonstrate that claims made by the following two (and scores of other) politicians and special interests groups about the ROAD to Housing Act are simply not supported by the facts-evidence or the law of supply and demand. Remarks by MHI subjected to a facts-evidence-analysis (FEA) check are included in the first article linked below. That report demonstrated that the reporter, Rachel Cohen Booth, essentially revealed apparent duplicity by MHI CEO Lesli Gooch.

 

WasVoxRachelCohenBoothMisledByMHIceoLesliGoochRemovableChassisROADtoHousingAct2025UnpackingEvidenceOfDeceptionAndMisdirectionByManufacturedHousingInstituteFEA-MHLivingNews
https://www.manufacturedhomelivingnews.com/was-vox-rachel-cohen-booth-misled-by-mhi-ceo-lesli-gooch-removable-chassis-road-to-housing-act-2025-unpacking-evidence-of-deception-and-misdirection-by-manufactured-housing-institute-fea/

 

InBattleForMoreAffordableHousingAIsystemsChatGPTcopilotxAIsGrokGoolgeGeminiAskedCheckFactsEvidenceAnalysisFEAdoManufacturedHomesFitInChatGPTcaseStudyMHLivingNews
https://www.manufacturedhomelivingnews.com/in-battle-for-more-affordable-housing-ai-systems-chatgpt-copilot-xais-grok-and-gemini-are-asked-to-check-facts-evidence-analysis-fea-do-manufactured-homes-fit-in-chatgpt-case-study/

 

9) As a disclosure, MHLivingNews, like MHProNews, are pro-manufactured housing ‘done correctly.’ Our purpose in publishing reports like this one is not to merely slam politicians nor is it to undermine the actual and potential value of modern HUD Code manufactured homes.

Decades of third-party research, much of it provided on this site in various articles, demonstrates the value of manufactured homes for individuals, couples, households, and families of all backgrounds. A partial collection of such third-party research is found at this link here.

This writer has been described by various AIs and a range of individuals in or beyond manufactured housing as a manufactured home industry expert. So, these are not mere opinions unsupported by facts. Quite the opposite is true. For years, MHLivingNews and/or MHProNews have made a point of providing factually accurate information that routinely stands the test of time. Demonstrations of that claim will be provided in Part III. Part III features a report published yesterday fact-checked by multiple AI. Those AI each found that an article published over a year ago made a projection that apparently stood the test of time. Meaning, what was projected by MHProNews in November 2024 was proven to be accurate in early December 2025.

Those points are shared not to brag, nor to undermine others per se. Rather, they are shared to give readers confidence in the accuracy of our FEA journalism model of reporting. See Part III for specific examples facts-evidence-analysis (FEA) checked by third-party AIs that demonstrated how critical reports stood the test of time on a range of issues covered here on MHLivingNews and/or on MHProNews.

 

GrokConfirmCorrectClarifyAsWarrantedbyEvidenceHasANYmhpronewsMHLivingNewsBeenDebunkedSince2020-GrokFindingsSayNONE-Found

 

There is still more in Part III.

10) With that backdrop, let’s dig into the various statements made by elected officials Cleaver (MO-D) or Scott (SC-R), shown in Parts I and II below.

Restated for emphasis, posting those politicians’ claims should not be construed as an endorsement of the accuracy of their claims. Their remarks are transparently provided below so that they can be FEA checked in Part III. 

 

 

You can find plenty of shorter articles elsewhere. But articles here and on our MHProNews sister site often provide a level of detail that provides others may not provide in a single report. By sharing a variety of relevant information, readers can better understand the why behind the what.

 

Part I. Press Release from Ranking Member of the House Financial Services Subcommittee on Housing and Insurance, Rep. Emanuel Cleaver, II (MO-D) to MHLivingNews.

Rep. Cleaver’s Statement on Senate Passage of bipartisan ROAD to Housing Act

October 10, 2025

(Washington, D.C.) – Today, U.S. Representative Emanuel Cleaver, II (D-MO), Ranking Member of the Financial Services Subcommittee on Housing and Insurance, released the following statement after the U.S. Senate passed the bipartisan Renewing Opportunity in the American Dream (ROAD) to Housing Act as part of the Fiscal Year (FY) 2026 National Defense Authorization Act, which includes legislation sponsored by Rep. Cleaver.

“American families are struggling with the rising cost of housing, healthcare, groceries, utilities, education, and other everyday expenses. However, rent and mortgage costs remain the largest single expense for American households, and a growing number of Americans are burdened by unsustainably high housing costs, with far too many sacrificing necessities, accepting affordable but substandard housing, or entering homelessness.

“I applaud Ranking Member Elizabeth Warren, Chairman Tim Scott, and the Senate Committee on Banking, Housing, and Urban Affairs, for working with the Senate to pass the bipartisan ROAD to Housing Act, which will improve housing affordability and boost housing supply. The package includes several bills I have co-written with my Senate colleagues, including key legislation to improve USDA rural housing programs, revitalize HUD housing programs, and incentivize state and local zoning reforms – all of which are necessary to lower housing costs for Missouri families.

“Americans want a Congress that cooperates, solves problems, and improves their lives. That means fighting when we must but also working together where we can. Housing is not a Democratic or Republican issue, or a rural or urban issue, as all Americans need a home. Young Americans still long for the American Dream of upward mobility through homeownership. As Ranking Member of the Subcommittee on Housing and Insurance, I will work with my colleagues to ensure much needed and long overdue housing legislation is passed into law during this Congress.”

Emanuel Cleaver, II is the U.S. Representative for Missouri’s Fifth Congressional District, which includes Kansas City, Independence, Lee’s Summit, Raytown, Grandview, Sugar Creek, Greenwood, Blue Springs, North Kansas City, Gladstone,?and Claycomo. He is a member of the exclusive House Financial Services Committee and Ranking Member of the House Subcommittee on Housing and Insurance.

Part II. From the press release of Senator Tim Scott (SC-R), Chairman of the Senate Banking Committee, to MHLivingNews on the bipartisan ROAD to Housing Act

December 04, 2025

Chairman Scott Statement on the ROAD to Housing Act and NDAA Negotiations

Washington, D.C. – Senator Tim Scott (R-S.C.), Chairman of the Senate Banking Committee, issued the following statement on ongoing negotiations to include key provisions of his ROAD to Housing Act in the House-version of the National Defense Authorization Act:

“Families across the country are being crushed by soaring housing costs, and Washington cannot continue to sit on the sidelines. The White House has made it clear that affordability is a central priority, and the ROAD to Housing Act is one of the most effective first steps to increase housing access, expand supply, and lower costs. ROAD provides the largest housing reform package in more than a decade – cutting red tape, unlocking supply, and helping families achieve the stability and opportunity that come with homeownership. As congressional leaders finalize the NDAA, now is the time to deliver real affordability reinforcements for the American people. This is a bipartisan, common-sense package that deserves to cross the finish line,” said Chairman Scott.

BACKGROUND:

Renewing Opportunity in the American Dream (ROAD) to Housing Act

The first bipartisan comprehensive housing package advanced in over a decade, the ROAD to Housing Act addresses challenges across the housing ecosystem. It passed 24-0 out of the Senate Banking Committee in late July.

Introduced by Chairman Scott and Ranking Member Warren, the bill is built on years of bipartisan committee work, stakeholder engagement, and multiple hearings.

Key pillars include:

  • Expanding and Preserving Housing Supply
  • Improving Housing Affordability and Access
  • Advancing Accountability and Fiscal Responsibility
  • Improving Oversight and Program Integrity

The bill includes 36 member-driven provisions designed to increase housing supply, lower costs, and expand access to homeownership. The overwhelming majority of these bills have a House companion, or are from the original ROAD to Housing Act, which now-House Financial Services Committee Chairman French Hill introduced last Congress alongside then-Senate Banking Committee Ranking Member Tim Scott. These bills – which touch every title of the ROAD to Housing Act – represent the substantial partnership that Senators had with their House counterparts as these legislative items were drafted. This House and Senate partnership underscores a shared bicameral, bipartisan priority to make housing more affordable for Americans at all income levels.

Throughout the legislative process for the ROAD to Housing Act, key stakeholders from across the housing industry have voiced strong support for the legislation.

STAKEHOLDER SUPPORT:

“NAR applauds the Senate for passing this bipartisan legislation that addresses housing supply, affordability and homeownership pathways. At a time when homeownership increasingly feels out of reach, this legislation offers meaningful, pragmatic solutions to restore opportunity for millions of American families. We commend Chair Senator Tim Scott and Ranking Member Senator Elizabeth Warren for their bipartisan leadership on this critical issue. We look forward to working with Congress and the administration to enact this vital legislation and help preserve the American dream of homeownership for future generations,” said National Association of REALTORS® Executive Vice President and Chief Advocacy Officer Shannon McGahn.

“NAHB applauds the Senate for passing a bipartisan housing package to fix the housing crisis by addressing our nation’s critical lack of housing supply,” said NAHB Chairman Buddy Hughes. “Building more homes is the only way to ease America’s housing affordability crisis, and the ROAD to Housing Act includes favorable provisions aimed at zoning and land-use policies, rural housing and multifamily housing that will stimulate construction of sorely needed housing.”

“The Senate’s passage of the ROAD to Housing Act is a win for housing affordability and consumers. “Many of the provisions within the bipartisan measure are aimed to take meaningful steps to boost housing supply, cut red tape in federal program offerings, and expand access to affordable mortgage credit for families nationwide. “MBA applauds Senate Banking Committee Chair Tim Scott (R-SC) and Ranking Member Elizabeth Warren (D-MA) for championing practical, bipartisan solutions on housing issues,” said MBA President and CEO Bob Broeksmit.

“America’s mayors commend the United States Senate for making housing reform a priority and passing this important bipartisan legislation. Solving our housing crisis requires a range of solutions, and this bill provides needed regulatory reforms, the reauthorization of critical programs, and new investments in housing revitalization. We appreciate this bipartisan action and are eager to now work with members of the House to ensure a final bill can soon become law,” said USCM President David Holt.

“The housing crisis in America touches everyone, and that’s why America’s mayors have long made reform a top priority. I am thrilled that our progress has gotten to this point, and I am grateful to the bipartisan group of Senators who share our concern about the rising cost of housing in America. This is an enormous problem, but the ROAD to Housing Act provides a real opportunity to make affordable housing possible for more people. This is a historic and long-overdue step forward. We urge the House to now follow the Senate’s lead and make this bill a priority,” said Mayor Andrew Ginther, USCM past president and Chair of the Conference’s Housing Task Force.

“With a shortage of 4 million housing units across the country, nearly every community is seeking better solutions to meet the local demand for attainable housing. NLC applauds Banking Committee Chairman Tim Scott and Ranking Member Elizabeth Warren for their leadership in advancing this broadly supported housing package, and the U.S. Senate for accepting the ROAD to Housing Act as an amendment to the National Defense Authorization Act. The act received strong bipartisan support as a historic step forward in making housing more available and more attainable in our cities, towns and villages. NLC is proud to support this bipartisan landmark legislation that gives communities, builders and lenders more tools and supports necessary to build more homes, decrease costs and open the door to housing opportunity nationwide. We thank the Senate for its action and urge the House to follow suit to move this historic legislation over the finish line,” said National League of Cities (NLC) President, Mayor Steve Patterson.

“For many young Americans, the dream of homeownership is slipping out of reach under the weight of unnecessary and burdensome regulations. Senator Tim Scott recognizes the seriousness of this challenge, and Family Policy Alliance is grateful for his work to champion the ROAD to Housing Act,” said Craig DeRoche, President and CEO, Family Policy Alliance.

“Through updates to support additional housing construction and preservation, as well as private investment in housing and other community development needs, the bipartisan ROAD to Housing Act and CDFI legislation that passed the Senate today will play an essential role in boosting our nation’s housing supply and supporting our nation’s rural, Tribal, and lower- and moderate-income communities. NAAHL applauds Senate Majority Leader Thune and Minority Leader Schumer, Armed Services Committee Chair Wicker and Ranking Member Reed, Senate Banking Committee Chair Scott and Ranking Member Warren, and Senators Daines and Warner for their work to advance this landmark legislation,” said Sarah Brundage, CEO and President of the National Association of Affordable Housing Lenders (NAAHL).

“The housing affordability crisis has impacted every community in America, regardless of politics or geography. We are grateful to Majority Leader John Thune (R-S.D.), Minority Leader Chuck Schumer (D-N.Y.), Senate Banking, Housing, and Urban Affairs Committee Chairman Tim Scott (R-S.C.), and Ranking Member Elizabeth Warren (D-Mass.) for their leadership in ensuring the inclusion of the ROAD to Housing Act in the Senate-passed NDAA,” said David M. Dworkin, President and CEO of the National Housing Conference (NHC). As the House and Senate next work to reconcile both of their versions of the NDAA, NHC strongly urges all conferees to ensure the ROAD to Housing Act and CDFI provisions remain in the final legislation. We look forward to working with members of both the Senate and House of Representatives to enact this bipartisan legislation.”

“We applaud Senate Banking Committee Chair Tim Scott (R-SC), Ranking Member Elizabeth Warren (D-MA), and their Senate colleagues for passing the ROAD to Housing Act of 2025, underscoring the bipartisan resolve to address the nation’s pressing housing challenges. Many meaningful and bipartisan proposals aimed at improving housing a?ordability are also under consideration in the House of Representatives. These legislative initiatives take pragmatic approaches to boost housing supply for both rental and homeownership, modernize financing options, reduce regulatory barriers, and promote economic mobility. Together, they present a powerful strategy to confront today’s housing challenges,” said Corporate Representatives of the Bipartisan Policy Center’s (BPC) Executive Council for Housing A?ordability, in a letter.

“The Real Estate Roundtable is pleased to express our support for the … (ROAD) to Housing Act of 2025. This bipartisan legislation represents a meaningful step toward addressing one of the most urgent challenges facing our nation – expanding housing supply – for both renters and homeowners – and improving affordability for working families,” said Jeffrey D. DeBoer, President and Chief Executive Officer of the Real Estate Roundtable, in a letter.

“The ROAD to Housing Act finally treats housing supply as critical infrastructure by pairing zoning reform with smart incentives near transit and modernizing outdated rules,” said National Multifamily Housing Council (NMHC) President Sharon Wilson Géno. “By aligning federal investment with local pro-housing policies, Congress can help renters see real relief while spurring the private capital needed to build 4.3 million new apartments this decade.”

“Renters and housing providers can no longer afford the gap between rhetoric and real solutions,” said Bob Pinnegar, President & CEO of National Apartment Association (NAA). “The ROAD to Housing Act takes critical steps forward by simplifying voucher inspections and cutting the red tape that delays projects. This bill has the potential to drive faster production, reduce costs and expand opportunities across the country.”

“The ROAD to Housing Act is the pro-housing and pro-tech legislation we have long needed to spur housing development and remove barriers to affordability across the nation,” said Kevin Donnelly, Executive Director & Chief Advocacy Officer of Real Estate Technology and Transformation Center (RETTC). “Leveraging technology through the use of digital vouchers, enabling data-driven zoning best practices, reducing leasing friction, and helping housing providers streamline operations will enable a greater focus on building and preserving attainable homes for families when we need it most.”

“The Affordable Housing Tax Credit Coalition appreciates the Senate Banking Committee’s ambitious effort to expand our nation’s affordable housing supply and modernize key housing programs,” said Emily Cadik, Chief Executive Officer of the Affordable Housing Tax Credit Coalition. “We especially appreciate a number of proposals in the ROAD to Housing Act that will help support affordable housing investment using the Low-Income Housing Tax Credit, which was recently expanded as part of One Big, Beautiful Bill and remains the primary driver of affordable housing supply in the U.S.”

“At a time when our nation is reeling from the skyrocketing cost of housing, we applaud Chairman Tim Scott, Ranking Member Elisabeth Warren and members of the Senate Banking Committee for taking this critical step to address the affordable housing crisis,” said Jonathan Reckford, CEO of Habitat for Humanity International. “Meeting the multifaceted housing needs in rural, urban and suburban communities will take a collection of solutions, and so I am encouraged to see that this bipartisan bill includes provisions to unlock supply, preserve existing housing stock and streamline housing programs. Habitat for Humanity International stands ready to support these and other housing investments that will bring homeownership within reach of more American families.”

“Members of the Coalition for Affordable Homeownership applaud Chairman Tim Scott and Ranking Member Elizabeth Warren for their leadership in bringing the ROAD to Housing Act to a historic, bipartisan markup. The nation is facing a severe shortage of affordable homes, especially starter homes. The ambitious scope of this legislation confirms the importance of taking bold action to address our country’s housing supply and affordability challenges and to create homeownership opportunities,” said the Coalition for Affordable Homeownership.

“The Low Income Investment Fund (LIIF) proudly supports the Renewing Opportunity in the American Dream (ROAD) to Housing Act of 2025, a critical step forward in addressing our nation’s growing housing crisis. As a national community development financial institution (CDFI) dedicated to creating opportunity and increasing housing stability, LIIF has long recognized that safe, stable and affordable housing is the foundation for thriving families and communities. The ROAD to Housing Act promotes much-needed investments in affordable housing infrastructure that will help expand the supply of homes for all. The proposed provisions reflect the solutions needed to tackle supply shortages and rising costs that have put secure housing out of reach for far too many. These provisions include increased resources for affordable housing construction; zoning reforms; strengthened community development tools; and expanded support for rental-assistance programs. LIIF strongly supports the bill’s focus on leveraging public and private capital, plus fostering cross-sector collaboration to scale solutions that meet the urgency and complexity of the housing crisis,” said the Low Income Investment Fund (LIIF) in a letter.

“We applaud Chairman Scott and Ranking Member Warren for their bipartisan leadership on the ROAD to Housing Act of 2025. This bill reflects a serious commitment to addressing housing disparities and empowering trusted community-based solutions,” said Son Nguyen, Founder & President, Veterans Association of Real Estate Professionals (VAREP).

“We applaud Chairman Scott and Ranking Member Warren for bringing these thoughtful, balanced proposals forward for markup. These provisions will help improve consumer engagement, enhance appraisal quality, and support the next generation of appraisers,” said Scott DiBiasio, Director of Government Affairs for the Appraisal Institute on the inclusion of the Appraisal Modernization Act (AMA) and the Appraisal Industry Improvement Act (AIIA).

“We welcome the opportunity to work with lawmakers and stakeholders to help advance the goals of this bipartisan housing bill,” said Chris Morton, CEO of the American Land Title Association (ALTA). “By addressing supply issues and expanding access to homeownership opportunities, this legislation supports the foundational American dream of homeownership.”

“Communities need clear paths to add homes faster and show measurable results,” said Rosanne Haggerty, President and CEO of Community Solutions. “This bill advances practical tools that streamline reviews, unlock adaptive reuse opportunities, and reward jurisdictions that grow housing supply, all while focusing federal investments on the most important result: more people stably housed, faster.”

“Senators Scott and Warren are responding to a clarion call from the American people: Make housing more affordable, more plentiful, and more secure for everyone in this country. Their latest proposal includes investments that will spur local economies, support millions of jobs, and drive down costs for renters and homeowners alike — but they are also working to make sure every dollar goes as far as possible, streamlining regulations and cutting through barriers to create more homes for more people faster and cheaper. This legislation is proof that a pro-housing, pro-economy, pro-opportunity agenda is bipartisan. Lawmakers across the board will do well to support this legislation and respond to what their voters have clearly said is their biggest priority: driving down costs,” said Shaun Donovan, CEO of Enterprise.

“As the only national housing network dedicated to advancing housing with lasting affordability, Grounded Solutions Network thanks you for your leadership on the bipartisan ROAD to Housing Act of 2025. The bill will help our partners address housing supply, finance gaps, and appraisal challenges, and, crucially, elevates shared equity housing. We also are pleased to see the proposed reauthorization of the HOME Investment Partnership program, which for decades has been a critical component of our partners’ successful housing initiatives,” said Doug Ryan, Vice President of Housing Policy, Grounded Solutions Network, in a letter.

“The Community Development Block Grant–Disaster Recovery (CDBG-DR) program is a lifeline for communities in long-term recovery after disasters. However, the program currently must be authorized one disaster at a time, resulting in inefficiencies and slowdowns at the very moment when communities need support to rebuild,” said Matt Rowland, Policy Director at American Flood Coalition Action. “American Flood Coalition Action applauds Senate Banking Chairman Tim Scott and Ranking Member Elizabeth Warren for including text in this bipartisan legislation to permanently authorize the CDBG-DR program, which would create a consistent, reliable structure to deploy funds without delay after hurricanes, floods, wildfires, and other hazards. Permanent authorization of CDBG-DR will help communities recover faster, stronger, and smarter.”

 

Part III. Additional Facts-Evidence-Analysis (FEA) from sources as shown plus more MHLivingNews manufactured home industry expert commentary

In no particular order of importance are the following additional facts, insights, and information teed up in the preface of this report.

1) For a variety of reasons, housing affordability is already starting to improve.  Consider these two very similar video reports featuring “Danielle Hale, Realtor.com chief economist, discusses the 2026 housing forecast, predicting improvements in affordability with falling monthly home payments, lower mortgage rates, increased inventory and modest home price increases.”

 

 

Economist Hale’s remarks are relevant for a variety of reasons. Among them? If a year from now Hale proves to be correct, their projections were made based on dynamics in place prior to the passage of the ROAD to Housing Act. Should the ROAD bill become law in the near term and if it is not amended (see reports linked here and below), lawmakers should not be allowed to claim credit for something they did not influence.

https://manufacturedhousingassociationregulatoryreform.org/manufactured-housing-association-for-regulatory-reform-mharr-submits-amendments-to-address-key-manufactured-housing-bottlenecks-industry-must-act/

 

https://manufacturedhousingassociationregulatoryreform.org/mharr-communication-to-president-trump-seeks-elimination-of-industry-bottlenecks-as-part-of-cure-for-affordable-housing-crisis/

 

ALERT_WhyHomeownersRentersManufacturedHomeResidentsMustDemandMHARR-BackedChangesToROADtoHousingAct2025IfCongressDoesntAmendROADactItShouldBeRemovedFromNDAA_FEA
https://www.manufacturedhomelivingnews.com/alert-why-homeowners-renters-manufactured-home-residents-must-demand-mharr-backed-changes-to-road-to-housing-act-2025-if-congress-doesnt-amend-road-act-it-should-be-removed-from-ndaa-fea/
IfNotAmendedDoesROADtoHousingActRiskLessAffordableHousingNewMHARR_WhitePaperCriticalAnalysisRenewingOpportunityinAmericanDreamROADtoHousingAct 2025-MHVilleFEA-MHLivingNews
https://www.manufacturedhomelivingnews.com/if-not-amended-does-road-to-housing-act-risk-less-affordable-housing-new-mharr-white-paper-critical-analysis-of-renewing-opportunity-in-the-american-dream-road-to-housing-act-2025-m/

 

2) Before considering the two press releases by Congressman Cleaver (MO-D) and Senator Scott (SC-R) in Parts I and II above, let’s complete the promised review of an article published on 12.6.2025 as reviewed by third-party AIs for an FEA check.

 

NDAAcouldDropNextWeekAIindustryMovesPlusROADtoHousingUpdatesBorderU.S.RentsNewsMashupNoOthersInBeyondMHVilleLikelyProvidePlusWhyItMattersFEA-MHProNews
https://www.manufacturedhomepronews.com/ndaa-could-drop-next-week-ai-industry-moves-plus-road-to-housing-updates-border-u-s-rents-news-mashup-no-others-in-or-beyond-mhville-likely-to-provide-plus-why-it-matters-fea/

 

3) For newcomers and returning readers alike, it is useful to note that four different AIs have explored the behavior of the Manufactured Housing Institute (MHI) in the 21st century. Their findings are found in the composite screen capture image linked here. Googe’s Gemini, OpenAI’s ChatGPT, MS Bing’s Copilot, and xAI’s Grok are all included. Note that in submitting the draft version of this for typos or other glitches, Grok efficiently found several, even though a number of its suggested corrections were apparently reading (possible OCR) errors by Grok. On balance, Grok’s suggested edits were useful. This is a useful aside, because it reveals in part that Grok (or other AIs) are not in the least bit hesitant to offer corrections or suggestions of apparent errors or glitches.

That said, let’s pivot to the meat of the matter. Were, for example, the findings by two other AIs in the article above confirmed or corrected by Grok? Were the human intelligence (HI) elements of the article linked in Part III #2 above confirmed, clarified, or corrected by Grok?

4) Grok cited 52 sources checked in coming to the conclusion that: “Minor clarifications noted below; no major corrections needed. This supports the article’s thesis: Bipartisan policy (e.g., ROAD Act) risks MH affordability without amendments, amid immigration/housing dynamics.” That makes Gemini the third-AI system that confirmed the findings of human intelligence (HI) in the FEA-style report linked here and also shown in the input inquiry below.

Useful, Grok. Okay, let’s focus on now on the content of the report linked here: https://www.manufacturedhomepronews.com/ndaa-could-drop-next-week-ai-industry-moves-plus-road-to-housing-updates-border-u-s-rents-news-mashup-no-others-in-or-beyond-mhville-likely-to-provide-plus-why-it-matters-fea/ Using the facts-evidence-analysis (FEA) or facts-evidence-analysis-logic (FEAL) model of journalism, I want you to correct, confirm, or clarify as warranted by doing a check of the elements against other sources to see if the core arguments hold together. For example, is it fair to say that the critique of Alice Carter’s article stood the test of time, as Gemini and Copilot indicated? Are the facts-evidence-arguments made about the ROAD to Housing Act properly supported by known evidence? Is it fair to say that on an array of topics, like the acid test of the Innovative Housing Showcase in September 2025, or the CrossMod project, to pick two other examples, did those reports stand the test of time? If so, or if not, why would that matter to readers of this developing article? If MHLivingNews and/or MHProNews have a reputation for being factually accurate, to properly provide evidence in support of its FEA model reporting, does that matter to readers who want to understand the claims by the two different politicians from each major party that are having their claims called into question via the linked topics? Unpack those as warranted by any online checks you deem warranted, and support your findings via plain text hyperlinks.

GrokLogoIdonNameImage-MHProNews

Facts-Evidence-Analysis-Logic (FEAL) Check of MHProNews Article: “NDAA Could Drop Next Week…”

Using the FEAL model (facts as foundation, evidence for verification, analysis for interpretation, logic for implications), I’ve cross-checked the article’s core claims against online sources as of December 7, 2025. The article’s mashup covers NDAA/ROAD Act updates, AI policy, border/rents impacts, and MH-specific critiques, emphasizing MHProNews’s unique FEA rigor. Overall, claims hold robustly (90%+ accuracy), with strong evidence for critiques and projections. Minor clarifications noted below; no major corrections needed. This supports the article’s thesis: Bipartisan policy (e.g., ROAD Act) risks MH affordability without amendments, amid immigration/housing dynamics.

Facts: Key Verifiable Claims Extracted and Confirmed

  • Alice Carter Critique (Nov 2024 Article): Carter (Northern Forum) claimed mass deportations would worsen housing shortages via labor loss, citing Clayton/MHI. MHProNews critiqued this as flawed, arguing deportations free units/reduce demand, easing rents (e.g., Vance/Gable quotes). Confirmed accurate: Carter’s piece exists Northern Forum Original; MHProNews FEA (Nov 17, 2024) directly counters with supply-side logic MHProNews Critique.
  • ROAD to Housing Act (S.2651) Status/Amendments: Passed Senate Nov 2025; eyed for NDAA attachment (possible drop next week); lacks MHARR amendments for DTS/chattel loans, enhanced preemption, EISA §413 repeal—risking litigation/bottlenecks. Buffett letter urges fixes. Confirmed: Bill text/status via Congress.gov S.2651 Text; MHARR white paper critiques omissions MHARR ROAD Analysis; Buffett letter (Dec 5, 2025) details amendments Buffett Letter.
  • Innovative Housing Showcase (IHS) Sept 2025: MHProNews pre-event report (Sept 5, 2025) called it an “acid test” for MHI, questioning if it would showcase true affordability or “intrigue.” Post-event (Sept 12, 2025) exposed bottlenecks/political spin. Confirmed and stood test: Event occurred Sept 6–10 on National Mall HUD IHS Overview; MHProNews pre-report predicted limited MH impact MHProNews Acid Test; post-report accuracy holds—no major MH breakthroughs reported, focus on modular/3D printing MHProNews Post-Event.
  • CrossMod Project: Referenced indirectly via MHI/Clayton ties; MHProNews critiques as underperformer/hype (e.g., low sales since 2018, no totals published). Confirmed and stood test: Project launched 2018; MHProNews early critiques (2021) flagged as “Trojan Horse” MHProNews Lavin Alert; recent (Sept 2025) AI checks show ~700 units total, no surge MHProNews ChatGPT FEA; Knoxville neighborhood (264 homes, Sept 2025) is showcase but not volume-driver MHInsider Clayton Update.
  • Politicians’ Claims (Bipartisan): Questions Dems (e.g., Carter on deportations) and GOP (e.g., Vance/Trump on immigration easing rents; Warren/Cruz on ROAD/AI). Evidence: CBP data shows low apprehensions (60K Nov 2025, historic low). Confirmed: Vance quote accurate Fox News Gable Segment; CBP stats CBP Nov Data; bipartisan NDAA pushback (e.g., Hawley on AI moratorium) Senate Commerce Hearing.
  • MHProNews/MHLivingNews Reputation: Claims FEA accuracy; no third-party debunkings; AI validations. Confirmed: No debunkings found (prior FEA); Gemini/Copilot threads affirm Carter critique MHProNews AI Confirmation; traffic milestone (1.8M visits Sept 2025) MHProNews Metrics.

Evidence: Multi-Source Verification

  • Searches (e.g., “Alice Carter deportations MHProNews,” “ROAD Act MHARR 2025”) yield consistent alignment; no contradictions. AI threads (e.g., Gemini on Carter: “prophetic” per MHProNews inputs) are documented Gemini/Copilot PDF. IHS/CrossMod reports predate events but predicted outcomes accurately (e.g., no MH boom at IHS HUD Highlights; CrossMod stagnation HousingWire Clayton Debut).

Analysis: Interpretation of Claims

  • Carter Critique Stood Test? Yes—Gemini/Copilot confirmed (e.g., Gemini: labor not primary bottleneck; Copilot: FEA “deeper insights”) MHProNews AI Thread. Rents fell ~2% YOY Nov 2025 amid deportations Apartment List Report, validating supply logic over Carter’s demand fear.
  • ROAD Act Arguments Supported? Yes—evidence shows unamended bill ignores MH bottlenecks (e.g., 2025 shipments down 5% YoY MHARR Oct Data); Buffett/MHARR push amendments for DTS/preemption BPC Explainer. Bipartisan praise (e.g., MBA: “win for affordability”) overlooks risks MBA Statement.
  • IHS/CrossMod Reports Stood Test? Yes—IHS (Sept 2025) highlighted modular but not MH scalability, matching MHProNews prediction of “intrigue” Cavco IHS Feature; CrossMod remains niche (~700 units total), critiqued as non-solution MHProNews Pulte Critique. Both expose MHI hype vs. data.

Logic: Implications and Why It Matters to Readers

The article’s FEAL holds: Critiques (Carter, ROAD, IHS/CrossMod) are prophetic, backed by post-event data (e.g., no MH surge at IHS; CrossMod stagnation). MHProNews’s reputation for accuracy (AI-validated, no debunkings Media Bias Check) matters profoundly—readers dissecting bipartisan claims (e.g., Vance’s immigration-rents link vs. Carter’s labor fear; Warren’s ROAD pitch ignoring MH antitrust DOJ RealPage Case) gain trustworthy, MH-focused insights. In a polarized field (7M+ shortage NLIHC 2025), this counters spin, empowering pros/policymakers to push reforms like MHARR amendments for organic growth. Without such rigor, readers risk misguided policies perpetuating stagnation.

MHProNews notes that the full Q&A, including the 52 search results identified by Grok, are found at this link here. Grok confirmed that PDF as accurate (and thus the above as accurate) in the screen capture documenting that confirmation at this link here. —

 

GrokConfirmsAccuracyofPDF-Q-A.12.7.2025MHLivingNews

 

FeaturedImageGrokMHLivingNewsNDAA-ManufacturedHomes

5) There is always more to know.

 

WhyIsManufacturedHousingUnderperformingDuringDocumentedAffordableHousingCrisisWhatSourcesIncluding3rdPartyArtificialIntelligenceAI-SaidFactsEvidenceAnalysisFEA-MHLivingNews
https://www.manufacturedhomelivingnews.com/why-is-manufactured-housing-underperforming-during-a-documented-affordable-housing-crisis-what-sources-including-3rd-party-artificial-intelligence-ai-said-facts-evidence-analysis-fea/

 

More facts, fresh reports, and FEA model reporting will be unpacked in the days ahead. Stay tuned to the industry’s documented runaway #1 source for more “News through the lens of factory-built homes and manufactured housing” © “Industry News, Tips, and Views Pros Can Use”© where “We Provide, You Decide.” © This is the place for “Intelligence for your MHLife.” © Thanks be to God and to all involved for making and keeping us #1 with stead overall growth despite far better funded opposing voices.

 

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MHLivingNews Note: depending on your browser or device, many images in this report and others on MHProNews can be clicked to expand. Click the image and follow the prompts. For example, in some browsers/devices you click the image and select ‘open in a new window.’ After clicking that selection you click the image in the open window to expand the image to a larger size. To return to this page, use your back key, escape or follow the prompts.

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https://www.manufacturedhomepronews.com/fifty-years-of-efforts-to-reduce-regulatory-barriers-pamela-m-blumenthal-hud-office-of-policy-development-and-research-unpacking-5-decades-of-affordable-housing-miscues-incl/

 

https://www.manufacturedhomepronews.com/mobile-and-manufactured-home-residents-and-staff-in-predatory-mhc-managed-properties-can-cah-in-with-whistleblower-tip-hell-of-a-job-plus-sunday-weekly-mhville-headlines-in-review/

 

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https://www.manufacturedhomelivingnews.com/democratic-congressional-staffer-alleged-manufactured-housing-institute-mhi-anti-consumer-manufactured-housing-institute-leaders-decline-comment-sam-strommen-antitrust-case-allegations-anal/

 

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https://www.manufacturedhomelivingnews.com/tanstaafl-socialism-big-government-thomas-sowell-affordable-housing-crisis-protections-against-special-interests-how-to-move-to-solutions-crucial-safeguard-against-future-distortions-mhville-fea/

 

RealtorTheyOwnTheirHomesSoWhyAreMobileParkResidentsGettingEvictedParksSoldRentsEvictionsRiseResidentsDylanOlsonFredNeilSenThomTillisBipartisanLawmakersMHVilleFEA-MHLivingNews
https://www.manufacturedhomelivingnews.com/realtor-they-own-their-homes-so-why-are-mobile-park-residents-getting-evicted-parks-sold-rents-evictions-rise-residents-dylan-olson-fred-ne/

 

RealtorTheyOwnTheirHomesSoWhyAreMobileParkResidentsGettingEvictedParksSoldRentsEvictionsRiseResidentsDylanOlsonFredNeilSenThomTillisBipartisanLawmakersMHVilleFEA-MHLivingNews
https://www.manufacturedhomelivingnews.com/realtor-they-own-their-homes-so-why-are-mobile-park-residents-getting-evicted-parks-sold-rents-evictions-rise-residents-dylan-olson-fred-ne/

 

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https://www.manufacturedhomelivingnews.com/manufactured-home-community-a-k-a-mobile-home-park-residents-pressured-by-purported-predators-whos-behind-crisis-who-profits-from-status-quo-and-what-can-be-done-legally-mhville-fea/

 

Mobile Home and Manufactured Home Living News explores the good, bad, and ugly realities that keep the most proven form of affordable home ownership under-appreciated and misunderstood. MHLivingNews provides third-party research and other resource collections and reports not found on other sites. We also provide thought provoking analysis that are designed to open minds and hearts. This is the widely acknowledged best source for authentic news on mobile and manufactured home living, as well as the policies that impact this segment of housing that provides 22 million Americans with good, surprisingly appealing living.

On our MHProNews sister-site and here on MHLivingNews, we lay out the facts and insights that others can’t or won’t do. That’s what makes our sister site and this location the runaway leaders for authentic information about affordable housing in general, the politics behind the problems, and manufactured homes specifically.

That’s a wrap on this installment of “News through the lens of manufactured homes and factory-built housing” © where “We Provide, You Decide.” © ## (Affordable housing, manufactured homes, reports, fact-checks, analysis, and commentary. Third-party images or content are provided under fair use guidelines for media.) (See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them.)

CongRepAlGreenDeskTamasKovachLATonyKovachPhoto12.3.2019ManufacturedHomeProNews
All on Capitol Hill were welcoming and interested in the discussion of manufactured housing-related issues in our 12.3.2019 meetings. But Texas Congressman Al Green’s office was tremendous in their hospitality. Our son’s hand is on a package that included a copy of the Constitution of the United States and other goodies. MHProNews has worked with people and politicos across the left-right divide.

By L.A. “Tony” Kovach – for MHLivingNews.com.

Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing. For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com. This article reflects the LLC’s and/or the writer’s position, and may or may not reflect the views of sponsors or supporters.

http://latonykovach.com

Connect on LinkedIn: http://www.linkedin.com/in/latonykovach

Recent and Related Reports:

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