Tag Archives: L. A. ‘Tony’ Kovach

Chanukah, Christmas and Traditional “It’s a Wonderful Life” Staring Warren Buffett as Mr. Henry Potter

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Hanukkah or Chanukah, they are each a name for a minor Jewish feast that celebrates a Festival of Lights.   For Christians, the birth of Jesus celebrates the True Light that came into the world to set believers free. The two religious celebrations are often quite close or overlap on the calendar. Near the darkest – least amount of daylight – …

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The First Mobile Housing? Gathering Together to Give Thanks

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What native Americans called a “teepee” were not the original “mobile home,” and they certainly weren’t made in a factory. Wikipedia says that “A tipi (also teepee) is a tent, traditionally made of animal skins upon wooden poles. Modern tipis usually have a canvas covering.” This is a site about affordable housing. There are millions around the world at this moment that won’t …

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Veterans, Manufactured Homes, the Crisis of American Business, Politics, and Policies

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Let’s begin with what many will want to know every day, not just Veteran’s Day. Yes, you can buy a manufactured home with a VA – Veterans Administration – loan with as little as zero down payment. Millions who have a DD214 could qualify.     That said, veterans by definition are individuals who have or still do serve their …

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Warren Buffett, Affordable Manufactured Homes, Expert L.A. ‘Tony’ Kovach’s Clayton Homes Counter

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Imagine any honest and legal profession. Each one exists because of some necessary or desired function served.   The good farm or ranch hand is doing their part to feed the world. The good line worker, mechanic, or service person builds and keeps things running. The good office staffer is a model of understanding what it takes to keep operations …

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Celebrities, Millionaires, Billionaires and Their Appealing Manufactured Homes

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There’s an incongruity stirring in most of the U.S. and Canada. Hundreds of millions think of mobile and manufactured homes as housing built for the poor or lower middle class. Really?   Tell that to the celebrities, millionaires, and billionaires who own and love their manufactured and mobile homes.     Don’t get me wrong. Yes, many lower income people …

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FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma

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Fear affects decision-making every day. But often, “F.E.A.R.” is an acronym for “False Evidence Appearing Real.” Our research indicates that the solution to the affordable housing crisis is hiding in plain sight, but fear and prejudice have kept it from being widely embraced. In this analysis, we’ll discuss what experts – including those outside the industry, sources such as the …

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FICO Credit Scores, Debt-to-Income (DTI) Ratios, Financing, Housing, and Manufactured Home Loans

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Let’s begin with what will be to some a surprising point. Not everyone is ready for homeownership. Renting is useful for some, in specific circumstances, at least for a given period of time. That said, as a rule-of-thumb, anytime someone can own a home, it is wise to do so. Why? Because whether you rent the house or are buying …

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The Ultimate Manufactured Home Industry Fact$, Data, and Insights – Bullets plus at-a-Glance Infographic

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Today we’ll keep it shorter than normal, because we want you to be able to focus on the infographic and data provided below.   We could sum this up like this.  There is a lot of misinformation about modern manufactured homes, starting with terminology.  From there, one can move on to issues of quality, durability, appreciation, and more. The infographic, …

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It’s a Wonderful Life, #Christmas #WonderfulLife #DisneySprings, #DisneyChristmasCelebration #Videos #Photos

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People are people. Rich, or poor. Small or tall.  Every able bodied person pretty much put our pants on the same way as others do. Christmas and the holidays are “The Most Wonderful Time of the Year,” as Andy Williams sang, decades ago in this video snippet from a performance. It’s true. “It’s a Wonderful Life,” as this free full-length …

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Deadwood, the Manufactured Housing Revolution, and You

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The sun rose slowly over Deadwood, SD that day. The hills and trees offered cover for a variety of animals, including big horn sheep, and mountain goats.   Outside the Inn at Deadwood, the manicured landscaping yielded naturally to the glass doors that welcomed tourists, gamers, and business professionals. It was in that convention center that a recent ‘peaceful battle’ …

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“Seek First” a Post-Charlottesville Message of Healing and Principles for America

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          There are some who want to use race or injustice to justify taking property.  There are also those who want to misuse the political and economic system to take advantage of those who have less access to power.               Economic problems, educational and moral challenges, despair and other factors …

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Triad Financial Services Introduces Superior Choice Credit Union to Manufactured Homes & Loans – Video

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It’s not just consumers who are looking for loans. Lenders and investors are routinely looking for smart ways to loan money. With that in mind, every year for several years in a row, Darrell Boyd, Senior Vice President of Jacksonville, Florida based Triad Financial Services brings officers from banks, credit unions, investors and other financial services professionals to the Louisville Manufactured Housing …

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Misguided in Austin, Texas Manufactured Home Community Proposal, say Leaders

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Sabino “Pio” Renteria has lived in District 3 all his life, says Austin’s MyStatesman. Renteria’s visit to a local manufactured home community has turned into a proposed ordinance that could seriously affect communities, their owners and residents throughout the city. According to KUT, Renteria was shocked by what he saw. “When I went down there I said, ‘my goodness, there’s no …

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“The Solution to the Affordable Housing Crisis is Hiding in Plain Sight”

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“…lower rates of crime than you would expect, because they had pride of ownership…” – William P. McCarty, PhD – University of Illinois at Chicago, Department of Criminology, Law and Justice   “What may be surprising to real estate licensees is the level of energy efficiency available …” – Harold Hunt, PhD – Real Estate Center at Texas A&M University   …

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Young Guns, Legends – Robbie Antonio, Eric Trump & High End Designer Prefabs “Class for the Masses” – Revolution Pre-Crafted Properties

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Their website boldly proclaims, “Revolution is a collection of limited-edition, prefabricated homes featuring cutting-edge designs by global design industry leaders.” Let’s begin our look at Revolution Pre-Crafted Properties – and what this international firm is doing in the world of modular and prefabricated designer homes and pavilions – by seeing what others have said. High End PreFabs, Democratizing Design for The Masses The …

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