Why is there so little competition in the manufactured home lending market? While there are several interlocking factors, one of the simplest points to make is that the mortgage giants Fannie Mae and Freddie Mac are not doing the robust lending in the manufactured home market as they are doing for conventional housing. What follows is a step-by-step explanation based …

Let’s begin with what many will want to know every day, not just Veteran’s Day. Yes, you can buy a manufactured home with a VA – Veterans Administration – loan with as little as zero down payment. Millions who have a DD214 could qualify.     That said, veterans by definition are individuals who have or still do serve their …

The truth has been hiding in plain sight for years. But politics, the revolving door, and other factors have kept Americans – living in one of the wealthiest nation per capita on planet Earth – out of the top 40 countries in the world in terms of the percentage rate for personal home ownership.   How did that relatively low …

It’s a sad day when a good and necessary product or service gets sullied by the bad behavior of certain businesses.   At the end of this fact check and exposé will be a video with happy manufactured home customers, but they are not customers of SSK Communities, who recently changed their name to Flagship Communities. Keep in mind that …

Imagine for the new few minutes that you are a detective trying to solve a mystery. Detectives look for clues and examine evidence. Investigators ought to be objective. Like a doctor seeking the cause for an ailment, there are tests, results, facts, and reason that should to be the drivers for solving any puzzle.   Investigators ask questions, such as …

Congressman Andy Barr, from Kentucky’s 6th Congressional district, spoke in the House of Representatives on March 9, 2017 in favor of manufactured housing. Representative Barr addressed challenges caused by the Consumer Financial Protection Bureau regulations.  This is an issue of importance to manufactured home owners and prospective buyers, and is a topic that has been covered several times by MHLivingNews, …

There are any number of studies done by nonprofits, governmental agencies, universities, Freddie Mac and others that demonstrate that HUD Code manufactured housing (different in standards than pre-HUD Code mobile homes) are the most proven form of permanent affordable housing in the United States at this time and have been so for decades. That said, the most recently available Census …

“While MHI claims to support growth, CEO Lesli Gooch’s recent Maine testimony—which disparaged the resident-owned community (ROC) model—is cited as a specific example of MHI working to protect existing land-lease monopolies rather than expanding the industry through the legal tools available.” So said left-leaning Google’s artificial intelligence powered Gemini in response to evidence supplied to it that included the testimony …

Earlier today on MHProNews the following interview of Mark Weiss, J.D., President and CEO of the Washington, D.C. based Manufactured Housing Association for Regulatory Reform was published at this link here. That article promised a follow up that would include third-party artificial intelligence (AI) facts-evidence-analysis checks. Part I of this article will include the full interview with attorney Weiss. Part …

There are reasons for hope that transcends political, legal, financial, scientific, or any other realities. The Christmas story is more than nostalgia. It can be transformative when we allow that to occur. God doesn’t force us, God invite us. God does so through a newborn babe born not in a royal palace, but rather in a humble stable.   “For …

Stating the obvious can bring clarity to an issue. Just because a politician, or any other person of whatever background, makes a bold statement or claim doesn’t automatically make it true. That evidence-based observation applies to members of both major parties, or to minor political party members, as well as to professionals and others of virtually any background or belief. …

According to an emailed statement on 11.7.2025 from the Manufactured Housing Association for Regulatory Reform (MHARR): “HUD Code manufactured housing industry year-over-year production slightly declined in September 2025. Just-released statistics indicate that HUD Code manufacturers produced 8,726 new homes in September 2025, a 0.9% decrease from the 8,814 new HUD Code homes produced in September 2024. Cumulative production for 2025 …

The ROAD to Housing Act’s inclusion in the National Defense Authorization Act (NDAA) bypassed normal Congressional scrutiny and public debate. The arguably problematic and seemingly corrupt Manufactured Housing Institute (MHI) has publicly pushed this bill without any public calls for amendment, as multiple artificial intelligence (AI) systems have confirmed. As left-leaning MS Bing’s AI powered Copilot said: “MHI’s failure to …

The manufactured housing industry’s role, potential, and performance in the battle for more affordable housing are explored in this exclusive report. A human expert on this topic ‘tests’ ChatGPT’s ‘understanding’ of the affordable housing crisis (see Part I). The questions are asked by MHLivingNews and the bulk of the Q&As (chat, discussion, input-inquiries, etc.) are by the AI systems as …

New editorial disclosures. This MHLivingNews facts-evidence-analysis (FEA) article will explore the National Low Income Housing Coalition (NLIHC) 2025 GAP report. For some years, either MHProNews or in this case MHLivingNews has explored that GAP Report for several reasons. Among them is that it is data rich and cited by an array of sources. As several third-party to this publication artificial …