Angry and “Pissed Consumers” Sound off in Video Reviews About Clayton Homes, 21st Mortgage Corp – Behind the Clayton Homes Curtain, Inside Manufactured Housing

Manufactured housing is much like other professions in this respect. Surveys reveal that most manufactured homeowners are happy about their homes. If all someone listened to was complaints like the angry video reviews from Clayton Homes and 21st Mortgage customers posted below, they might miss the broader picture that most manufactured homeowners had a better experience than what these “Pissed Consumer” and other videos are describing.

Manufactured homeowners are often proud of what they have. But that only begs the question, why aren’t there more manufactured home sold? Clayton Homes and 21st Mortgage Corporation are periodically featured in Manufactured Home Living News in recent years to shed light on that question.

In reading this report, one must recall in fairness that complaints can occur for a variety of reasons. Some complaints are legitimate, while others may be exaggerated or are not fair. The consumer is often but not always right. So, we aren’t taking a position either way. Rather, this is sharing the comments of others. These are video comments ‘this year’ – and there are more.




“Clayton Homes Reviews – Do not deal with Clayton Homes or 21st Mortgage”



“Clayton Homes Reviews – Bad homes”

“Clayton Homes Reviews – Being charged for a service that wasn’t used”

PissedConsumer reportedly gets some 3.5 million visits monthly on all manner of subjects. There are obviously consumers that make their own complaint videos about Clayton or are interviewed by mainstream news media, such as those shown below.

There are also company team members that are whistleblowers about alleged racist behavior by Clayton, Vanderbilt Mortgage and Finance, and 21st Mortgage Corporation, as this mainstream news interview below makes clear.



When a consumer gets upset and doesn’t get the attention that they merit, they may understandably get madder – and then start nit-picking.

That said, MHLivingNews isn’t taking a position on these specific consumers or complaints. We have numerous videos and reports on our site of happy customers. These PissedConsumers are obviously not happy campers.

MHLivingNews has done a prior report on site-built customers who spent many times more the purchase price of a manufactured home that were as or more upset as these manufactured homeowners are.  See one of those reports and a mainstream ABC News video of angry conventional ‘site built’ owners here. There are others like this one.



Clayton says that customer satisfaction is their top priority. If so, then these videos shed light on that claim. The video below is a ‘screen capture’ of an ABC News affiliate that is interviewing an angry Clayton Homes customer.




To get the other side of the manufactured housing story see the related reports linked below the byline.

To see the “Case Against Clayton Homes,” click here.

We plan a few other reports in the near term that will shed light on various sides of the issues raised in this report.



Until then, the truth and accurate information are available. Years of third-party studies make it clear that manufactured homes are a quality and affordable housing option.




See our related reports to learn more about Clayton, 21st, and VMF but also the industry in general. “We Provide, You Decide.” © (Affordable housing, manufactured homes, lifestyle news, reports, fact-checks, analysis, and commentary. Third-party images or content are provided under fair use guidelines for media.)

On 12.3.2019, following the FHFA Listening Session address and meeting, father and son hit the Hill to do various meetings with those on both sides of the political aisle. While everyone was friendly and professional, Congressman Green’s team was outstanding. This photo op was thoughtfully offered to take a picture of Tamas Kovach behind the desk of Congressman Al Green (TX-D). One of several fun photos.

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them.)

By L.A. “Tony” Kovach – for

Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing. For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and This article reflects the LLC’s and/or the writer’s position, and may or may not reflect the views of sponsors or supporters.

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Related References:

The text/image boxes below are linked to other reports, which can be accessed by clicking on them.

Manufactured Housing Action (MHAction) Funded by Warren Buffett, Chairman of “Private Equity” Berkshire Hathaway



Still from video, posted further below.
Third party images and content are provided under fair use guidelines for media. Collage by MHLivingNews.

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