Baptist News Global (BNG) published a factually supported op-ed by Ivory L. Mewborn entitled “Manufactured Homes and Just Zoning Laws Can Transform Working Poor.” BNG said that Mewborn “is a minister, the mayor pro-tem of Ayden, N.C., and vice chair of the Pitt County (N.C.) Human Relations Council.” Per Mewborn’s BNG article, “As we fulfill our daily Christian walk, struggling …
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Clayton Homes GC Thomas “Tom” Hodges, Manufactured Housing Institute Chairman, Slapped by BPR Complaint – Facts, Claims – Why It Matters to Affordable Housing Seekers
On paper, much of what Clayton Homes General Counsel, Thomas “Tom” Hodges, J.D., has said or written over the years may seem fine from the viewpoints of certain quarters involved in the battle for more affordable housing in general, and more manufactured homes in particular. But according to the information, evidence, and reasoning in a complaint with the Tennessee Bar …
Read More »USA Seemingly Stumbles, Affordable Housing Crisis Deepens – HUD OIG Complaint Hits Office of Manufactured Housing Programs Teresa Payne, HUD Sec Marcia Fudge – Why it Matters to Most Americans
Inflation. Afghanistan. Supply chains problems. Southern border. COVID19 vax mandates. Soaring housing costs. A series of apparent blunders and oversteps of authority are behind Joe Biden’s plunging approval. Which makes it odd at best that the National Housing Conference (NHC) President and CEO’s David M. Dworkin, who has spoken favorably about support for manufactured homes, recently said to fellow “housers” …
Read More »“Ain’t We Got Fun” – Peggy Lee, Doris Day, Lyrics, Videos – Surprising Insights plus a Key to More Affordable Home Ownership – Fun, Fraud, Facts and Analysis
Let’s start with the lyrics to two different versions of the song, “Ain’t We Got Fun.” The earlier version is from Peggy Lee, later it was performed by Doris Day. How this relates to more affordable home ownership will be made clear on the far side of these two versions of the lyrics and related videos. It is noteworthy that …
Read More »Manufactured Home Showcase – Novi Home Show October 8-10, 2021, Stunning, Embarrassing Manufactured Housing Institute Revelations – Facts & Analysis
At the Novi Home Show, on October 8-10 at Suburban Collection Showplace, Novi in Michigan, there will be several brand new, upper scale manufactured homes on display that can be toured at no additional admission cost. Meaning, there are other things occurring at the Novi Home Show, and if you attend anyway, then your fee-entry into the show also is …
Read More »AP, Denver Post Rips Rolfe, Reynolds, New Manufactured Home Resident Protection Law Implementation – The MOAT – Consumer and Advocacy Alerts, Facts Checks, Analysis
“It’s unbelievable how much you don’t know about the game you‘ve been playing all your life.” – Mickey Mantle per BrainyQuote and opening quote in hit Moneyball. “I didn’t even want to meet Warren [Buffett] because I thought, ‘Hey this guy buys and sells things, and so he found imperfections in terms of markets, that’s not value added to society, that’s a zero-sum game that …
Read More »“Tricks of the Trade” Manufactured Housing Institute Award Winner Yes! Communities Threatened Disabled Grandmother Current on “Lot Rent” With Eviction-Local Attorney, Consumer Advocates Step In
It is a troubling story that has a better-than-expected ending. But former nurse Laurie Myers had to appear in Knoxville, TN “General Sessions Court on Tuesday, Sept. 14,” where she was told to expect “to be officially evicted from Amherst Ridge.” Amherst Ridge is a land-lease manufactured home community that per an informed local source was once owned by Clayton …
Read More »HUD’s Own Report Confirm Alarms – HUD Officials, Manufactured Housing Institute Leaders Duck Charges of Racial Bias, Dereliction, Thwarting Racial Equity, More in “Plant A Home” Program
Words may sound good but are at times proven to be devoid of meaningfully matching action. A new HUD PD&R report effectively confirmed and amplified several findings in an August 2021 research report and analysis on MHLivingNews entitled “Why So Few Affordable U.S. Homes? Federal & Other Research – Monopolies, Moats, Manufactured Housing – Impacts Renters, Current Manufactured Homeowners, Conventional …
Read More »Former Cavco Industries and Manufactured Housing Institute (MHI) Chairman, Joseph “Joe” Stegmayer & Cavco (CVCO) Hit by SEC Suit, Why it Matters to Manufactured Homeowners, Affordable Housing Seekers, Others
The Securities and Exchange Commission (SEC), which is the primary regulatory of U.S. stock markets, announced a legal enforcement action against Cavco Industries over conduct involving former Cavco Chairman and CEO, Joseph Stegmayer, Daniel Urness, and the company. Cavco issued the following press release on 9.3.2021 which states their response to the complaint. The SEC Complaint – i.e. legal pleadings …
Read More »Lessons Learned – What $100 Million Dollar Settlement by Berkshire Hathaway Backed Apple Other Cases Teach Millions of Mobile/Manufactured Homeowners & 1000s of White Hat Independents – Laws, Facts & Analysis
Properly understood, existing federal laws are routinely and broadly speaking on the side of residents and white hat independents who believe they are being victimized by “predatory” firms operating in the manufactured housing industry. With that statement in mind, Berkshire Hathaway backed Apple’s recently announced settlement of $100 million dollars in a class action antitrust lawsuit filed against Apple by …
Read More »Affordable Housing and Financial Common Sense – Good Policies and Economics Consist of Considering Immediate and Long Term Effects for All, Not Just Some Favored Group(s) – Hazlitt, Bastiat
“The art of [good] economics consists in looking not merely at the immediate but at the longer effects of any act or policy; it consists in tracing the consequences of that policy not merely for one group but for all groups.” – Henry Hazlitt, Economics in One Lesson. What is true for honest individuals should also be true for a …
Read More »Why So Few Affordable U.S. Homes? Federal & Other Research – Monopolies, Moats, Manufactured Housing – Impacts Renters, Current Manufactured Homeowners, Conventional Homeowners, Most Americans
When someone wants to understand the lack of affordable housing in the U.S., by reading published studies from a range of sources, a few common facts emerge. The underlying causes of the affordable housing crisis observed by experts and partisans are often similar regardless of which of the two major political parties they may favor. For example, Zoning is a …
Read More »Manufactured Home Buyers, Current Mobile/Manufactured Homeowners – Do You Want Lower Cost Manufactured Housing Loans? Practical Legal Insights – Facts & Analysis
Why is there so little competition in the manufactured home lending market? While there are several interlocking factors, one of the simplest points to make is that the mortgage giants Fannie Mae and Freddie Mac are not doing the robust lending in the manufactured home market as they are doing for conventional housing. What follows is a step-by-step explanation based …
Read More »Updated Mobile Homes, Manufactured Homes, Conventional Housing Comparisons, Data, and Infographics 2021 – Third-Party Researched Facts – From Trailers to Affordable Modern Manufactured Housing
The infographic below is the most comprehensive snapshot about modern manufactured homes and its evolution from trailer houses, into mobile homes, into manufactured homes found online today. The infographic image provides fact- and evidence-based snapshot with sources cited of manufactured housing on 6.23.2021. That image can be viewed in a larger size in many browsers, see the instructions below the …
Read More »Historic Affordable Housing Event – How Trailer Houses, Mobile Homes, Manufactured Homes Faired in America’s Affordable Home Efforts – June 15, 1976 to Today – Videos & Reports
The American Dream has to various degrees always included the ideal of home ownership. As conventional housing prices have long been out of reach for millions with more modest earnings and/or a smaller housing budget, the evolution from 1930s-1940s era trailer houses into larger mobile homes occurred during the 1950s into the early 1970s. While many of those post-trailer house …
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