When millions of people distrust their own government, it is no surprise that conspiracy theories arise that seek to explain certain events. Such is the case with “9/11” – which has several variations of skepticism or doubt about the official account of what took place on that fateful day when two hijacked jets struck the Twin Towers in New York …

House hunting? Dreaming of home ownership? Freddie Mac is one of the two mortgage giants that under their Duty to Serve (DTS) program have created the step by step outline that follows below. That ‘road map’ to home ownership will be followed by additional information linked insights, commentary and an analysis in brief. As a brief background, Fannie Mae and …

“The Role of Manufactured Housing in Increasing the Supply of Affordable Housing” is a research report published by the Urban Institute and authored by Karan Kaul and Daniel Pang. It is a sad reality that manufactured housing is widely misunderstood. Impressions about manufactured housing are often driven by old and outdated stereotypes. To address this lack of factual and evidence-based …

Prior to diving into Ariana Figuero’s insightful report on how mobile and manufactured home residents are “sitting on a time bomb,” let’s be clear. There are two facers and bad actors in pretty much any walk of life one cares to mention. So, it should be no surprise that those who communicate in a different fashion than their behavior occurs …

Clayton Homes and their lending practices is mentioned by the Seattle Times in their Associated Press (AP) news report about another Berkshire Hathaway mortgage brand that the Department of Justice described as a ‘record settlement’ for ‘racially discriminatory’ ‘redlining’ in several states by another Berkshire Hathaway (BRK) owned HomeServices financing brand, Trident Mortgage Company. Are these similar claims in conventional …

Before digging into insights from the Vanderbilt Mortgage and Finance, Inc., Plaintiff, vs. Cesar Flores, et al, Defendants Case NO. C-09-312, the following background is useful. Since shortly after publishing the Manufactured Home Living News (MHLivingNews) report on “The Case Against Clayton Homes” on 5.28.2020, that report has had hundreds of thousands of hits from readers, and has routinely been …

As numbers of affordable housing advocates know, Texas is the number one state in the U.S. for the production and shipments of new HUD Code manufactured homes. Texas is the second largest state in geographic size and in population. What happens in Texas has an impact on the rest of the nation. So, what recently occurred in their major party …

Mark Weiss, J.D., President and Chief Executive Officer (CEO) of the Manufactured Housing Association for Regulatory Reform (MHARR), provided the following op-ed to MHLivingNews.   MHARR – ISSUES AND PERSPECTIVES  JUNE 2022 “THE ‘WOKE’ WAR ON AFFORDABLE HOUSING” The leaders of the “woke” mob – inside government and out — will never admit that they actually oppose affordable housing and …

On 9.7.2021, HousingWire’s editor Sarah Wheeler authorized and published an opinion column (op-ed) by Manufactured Housing Institute (MHI) CEO Lesli Gooch at this link here. This MHLivingNews editorial viewpoint will lay out several facts that shed light on why manufactured housing is underperforming during an affordable housing crisis. We’ll begin with the point that Wheeler agreed to publish a response …

The AARP Public Policy Institute published a report that merits a closer look, given the fact that inflation is roaring and there is widespread agreement that affordable housing is in great demand. Nearly half of all Americans living in manufactured homes are over 50, said AARP, which cited the sources for their data. AARP’s report below is largely favorable to …

“Consumers reported losing more than $5.8 billion to fraud in 2021, a 70% increase over the prior year, the Federal Trade Commission [FTC] said Tuesday. Almost 2.8 million people filed a fraud complaint, an annual record.” So reported CNBC on 2.22.2022. When you do the math, the average scam was for about $2071.43. When millions have been victimized by fraudulent …

Professor James A. Schmitz Jr.’s formal comments letter to the Department of Justice (DoJ) include the following observations: “monopolies inflict harm in many ways. These include: A. Monopolies sabotage and destroy markets. They typically destroy substitutes for their products, often those that would be purchased by low-income households; B. Monopolies also use their weapons to manipulate and sabotage public institutions …

Preface. As a disclosure, this writer has spent about half of my adult life living in manufactured homes. From Texas to Wisconsin, Illinois to Oklahoma, I’ve owned and lived in several HUD Code manufactured homes I was happy to have my friends and colleagues come to visit. I’ve also spent numbers of nights in later model mobile homes (late 1960s …

A possible tidal shift is underway in America. It is the battle over the future of the American Dream, as will be unpacked from the facts, evidence and viewpoints that follow. In the wake of 4-decade high inflation, a largely open southern border, foreign policy disasters in Ukraine and Afghanistan, domestic policy woes in fuel, food, housing, automotive, and more …

What is truth? In a relativistic era, the question of truth ought to be one of the hottest topics. One reason that lies, half-truths, paltering, misdirection, and deception have occurred so often on the full spectrum of human existence – including, but not limited to housing and the American Dream – is because many have incorrectly been taught to think …