Why is there so little competition in the manufactured home lending market? While there are several interlocking factors, one of the simplest points to make is that the mortgage giants Fannie Mae and Freddie Mac are not doing the robust lending in the manufactured home market as they are doing for conventional housing. What follows is a step-by-step explanation based …

The American Dream has to various degrees always included the ideal of home ownership. As conventional housing prices have long been out of reach for millions with more modest earnings and/or a smaller housing budget, the evolution from 1930s-1940s era trailer houses into larger mobile homes occurred during the 1950s into the early 1970s. While many of those post-trailer house …

Facts matter. The true meaning of words matters too. The relationship between cause-and-effect matters. As MHLivingNews and our MHProNews sister site has each previously reported, Peter Buffett, Warren Buffett’s own son, has exposed significant problems with the so-called “philanthro-feudalism” industry. Prior to Peter’s revelations, the award winning documentary Poverty Inc, outlined numbers of problems tied to so-called charity or poverty …

The Private Equity Stakeholder Project (PESP) are among the nonprofits, media, and public officials who have called RHP Properties and other “consolidators” of land-lease manufactured home communities “predatory.” While such comments were once more commonly reserved to Democratic lawmakers, Republican officials have, in recent years, also become concerned that what is occurring in what for decades was “affordable housing” is …

Even though tens of millions of Americans understandably believe that “the system is rigged,” the case can be made that the system is more rigged than most realize. The response from the Office of General Counsel at the Federal Housing Finance Agency (FHFA) to this writer and MHLivingNews publisher L. A. “Tony” Kovach is an example of that which will …

To understand the importance of the cautionary comments from award-winning attorney Marty Lavin to Mobile and Manufactured Home Living News (MHLivingNews), it is useful to understand some basics that influence all forms of conventional and manufactured homes. Access to lending plays an important role in all resale home valuations. The law of supply and demand, along with proper support by …

Creating a top 25 list of topics and reports being accessed on industry leader Manufactured Home Living News (MHLivingNews) can be a time saver. That is what this report will provide. Think of this as an index to the reports that readers like you decided are the top 25 on MHLivingNews. Additionally, following this list, there will be a similar …

Before launching into this news, analysis, and critique – in fairness to the Manufactured Housing Institute (MHI) – they describe themselves like this. “The Manufactured Housing Institute is the only national trade organization representing all segments of the factory-built housing industry.” At times, MHI has also said that they represent “all segments of manufactured housing.” They elaborate by saying that “MHI members …

The following is from Pissed Consumers at this link here and is republished with their permission. The illustrations are added by MHProNews, unless otherwise shown. Note that some 40 million visits a year occur at Pissed Consumers, per their home page data.     The Home Construction Industry is very popular among consumers on our review platform. People leave their …

“Superficiality is the curse of the modern world.” – Matthew Kelly, author and business consultant, per Quote Fancy.   Per some informed sources, the COVID19 pandemic is going to accelerate the need for more affordable housing. Thus, this topic may be timelier than ever before. But before diving into it, Matthew Kelly has an apt point. If someone skips the details, …

  “In general, the figures suggest that manufactured homes have seen price [appreciation] trends broadly similar to those of other homes.” – August 23, 2018 news release by the Federal Housing Finance Agency (FHFA), page 24 of the federal document linked further below as a free download.    “I will never make a disparaging remark about a manufactured home. It …

“Facts are stubborn things.” – Mark Weiss, J.D., President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR).   Near the epicenter of what could become a cosmic clash in the year 2020 are events that have their origin approaching 2 decades ago. Much more recently, Congressional Representative Maxine Waters (CA-D) signed a letter with some of her …

Complex problems cited in the headline can be simplified by making this specific point. Affordable housing and income or wealth inequality are in several ways related issues. Home ownership is the most common form of wealth building in America. There are already good laws ‘on the books’ that make more affordable housing available. There are also good laws that make …

Let’s begin with what many will want to know every day, not just Veteran’s Day. Yes, you can buy a manufactured home with a VA – Veterans Administration – loan with as little as zero down payment. Millions who have a DD214 could qualify.     That said, veterans by definition are individuals who have or still do serve their …

Yesterday was Halloween, which makes today All Saints Day. In years gone by, it was customary in several Christian countries to ‘dress up’ in costumes that were supposed to remind someone of a specific saintly person. Halloween is a contraction that means “All Hallow’s (i.e.: holy, saintly) Eve” – the night before All Saint Day. Just writing those facts – …