Search Results for: Manufactured Housing Improvement Act

FICO Credit Scores, Debt-to-Income (DTI) Ratios, Financing, Housing, and Manufactured Home Loans

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Let’s begin with what will be to some a surprising point. Not everyone is ready for homeownership. Renting is useful for some, in specific circumstances, at least for a given period of time. That said, as a rule-of-thumb, anytime someone can own a home, it is wise to do so. Why? Because whether you rent the house or are buying …

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Deadline Looms! Federal Request for Comments on Manufactured Housing Program, and You

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There are over 8 million affordable housing units needed in America today. Third-party research reveals that the most affordable kind of quality, safe, durable, and economical homes in America today are manufactured homes.   The vast majority of Millennials want to own, but don’t want to sacrifice quality and green features. Baby boomers and retirees tend to want a single …

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Deadwood, the Manufactured Housing Revolution, and You

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The sun rose slowly over Deadwood, SD that day. The hills and trees offered cover for a variety of animals, including big horn sheep, and mountain goats.   Outside the Inn at Deadwood, the manicured landscaping yielded naturally to the glass doors that welcomed tourists, gamers, and business professionals. It was in that convention center that a recent ‘peaceful battle’ …

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“Po-Dunk” Performer Kid Rock, Eyes Senate Run, Makes Manufactured Home Living Hip

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Kid Rock owns and loves a multi-sectional manufactured home, seen several times next to his Rolls Royce in his new hit music video, Po-Dunk. In one video – intentionally or not – multi-millionaire performer Kid Rock has taken aim at the stereotypes about manufactured homes, and the Americans who select this lifestyle. By celebrating the people and their homes, he’s …

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Separating Fact, Fiction and Using Correct Factory-Built Home Terminology

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“You are entitled to your opinion. But you are not entitled to your own facts.” – Daniel Patrick Monaghan (1) “How many legs does a dog have if you call his tail a leg? Four. Saying that a tail is a leg doesn’t make it a leg.” – Abraham Lincoln (2) Word, ideas, and their meaning matter. Don’t believe it? …

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Correcting the Record on Housing Affordability, Manufactured Home Shoppers, & MHI

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Every year, millions of Americans are looking for a new place to call home.  A new report on the Daily Business News states that 1 out of 9 Americans are moving a year, per the U.S. Census Bureau. People move for many reasons. Among the top reasons mentioned are to: 1)    save money, 2)    and to get a new home …

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Rapid Acceptance of Energy Star Rated, Residential-Style Manufactured Homes Proves Need, Value as Affordable Housing Solution

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“We recently did an audit of where we stand year over year, and we are up at a rate about double that of the industry’s growth,” said Stan Posey, sales manager at Sunshine Homes. “2016 was up about double the growth rate of the industry at large over 2015. So, the home buying market is responding positively to the residential …

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Do Potential HUD Program Cuts Mean Opportunity for Manufactured Housing?

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As the Trump Administration continues to move forward with plans on making government more efficient, a number of proposed cuts, including funding to National Public Radio (NPR) and the Corporation for Public Broadcasting (CPB), there appears to be a clear message: serve the public interest in an efficient, businesslike and honest manner. According to HousingWire, an area that could be …

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Federal Data Spotlights Manufactured Home Industry Quality, Regulatory Questions

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A statement by HUD’s manufactured housing program administrator, Pam Danner, JD, to the Wisconsin Housing Alliance (WHA) became a hot topic of conversation during and after a recent gathering of industry professionals in San Antonio, Texas. Danner reportedly told the WHA that nationwide, there were fewer than 30 manufactured home buyers that went to dispute resolution. Another Washington, D.C. metro …

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Ben Carson – Controversial Doctor Answers HUD’s Housing Call

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“Very poor choice! … This revolutionary thought process [that] our U.S. Government should be run by folks that have at least a bit of history leading a mohair governmental agency such [as] HUD. Very disappointing!” – Titus Dare, Executive Vice-President of Development & Construction, Eagle One Financial “This was a very smart choice. Dr. Carson has a unique and first-hand …

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Novi Home Show Features Modern Manufactured Homes on Display

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The Novi Home Show takes place October 14-16 at the Suburban Collection Showplace in Novi, MI. The show is billed as a “one-stop destination for home improvement products for every type of project imaginable.” Decorating and landscaping exhibits will be on display, as well as experienced businesses available for consulting or hire. What the curious and manufactured home enthusiasts will …

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Pride and Prejudice: The Truth About Manufactured Home Communities and Crime

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“Some had lower rates of crime than you would expect, because they had pride of ownership and the shared backgrounds of residents.” — Researcher William P. McCarty   Homeowners love them. Affordable housing advocates laud them. Municipal planners approve them. And yet, many local governments throughout the land, spurred by neighborhood activists, are working relentlessly to block new manufactured home …

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Modular Versus Manufactured Homes: Which Is Right for You?

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A Primer on Factory-Built Housing Claus and Kathy are preparing to pull up stakes and start a new life in Florida. Married for 30 years, they’d like their fresh start to begin with their first custom-built home. There was a time when folks who wanted a brand new custom residence had only one option: Find a contractor and wait six …

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Reinventing HUD’s role in Quality Affordable Housing, Reducing Poverty and Dependency

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Reinventing HUD’s role in Quality Affordable Housing, Reducing Poverty and Dependency The cover letter and proposal outline below was provided to Congressman Jeb Hensarling, Chairman of the Financial Services Committee in response to a request for comments from interested parties on how to improve the delivery of services housing services by the Department of Housing and Urban Development (HUD) and …

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